Andrew Gremel, better known as Andy, has more than 30 year of experience designing employee benefit programs for small, medium, and large businesses, as well as tailoring individual insurance, financial and estate plans.
As a member of the State Bar of Michigan, Andy uses his experience and knowledge to design salary continuation arrangements; executive compensation programs; retirement packages; business succession plans; and long-term care programs. He is licensed to practice law in the State of Michigan. However Andy has focused his legal knowledge to better advise clients when buying health, life, disability income, long term care and accident insurance.
Andy received his Bachelor of Arts degree in economics from the University of Michigan and his law degree from Wayne State University. He is the past president of the Grand Rapids Association of Insurance and Financial Advisors and was a founder of their charitable foundation whose primary beneficiary is the Widowed Persons Service of West Michigan. Andy is a member of the Probate and Estate Planning, and Health Care Sections of the State Bar of Michigan, and the National Association of Health Underwriters.
In addition to his industry expertise and leadership roles, Andy is best known for his commitment to his business clients, their employees and families. His word is his oath, and his greatest pride is having clients for decades who place their confidence – and future – in his hands. Clients enjoy his curiosity, perspective and counsel on the intricacies of their business.
Andy has been an engaged contributor to numerous West Michigan organizations, at both a corporate and personal level, including the Gerald R. Ford Presidential Foundation, the University of Michigan Scholarship Fund, the Heart of West Michigan United Way, the SpartanNash Foundation, the Wolverine Worldwide Family YMCA, Trout Unlimited and numerous Kent County conservation efforts.
Earlier in his career, Andy played a transformational role in the economic development of downtown Rockford, redeveloping the Rogue riverside through the eco-friendly construction of award winning buildings, destination dining, shopping, and an ever popular brew pub.
Andy currently resides in downtown Grand Rapids with his wife of 34 years and is the proud father of two successful daughters and son-in-law.
Agency Controller/Client Service Specialist
There are really no areas of the agency that Nancy has not been critical in developing since its founding. She joined Andy’s team back in 1990 and has been helping people take care of their life and health insurance needs ever since. She has worked with large and small business clients, individuals and everyone in between. Nancy is the agency’s controller but prefers her role in helping clients obtain their objectives with respect to the various insurance products and services they need. In recent years, Nancy has focused her attention on the individual needs of our clients, helping people with their Affordable Care Act and or Medicare planning needs. Nancy continues her training with all the annual certifications necessary to stay on top of what’s best for our clients.
When she is not working, Nancy loves spending time with her children and grandchildren – she has even been known to jump out of perfectly good airplanes with any of her grandchildren who dare to join her! Nancy is also always looking for her next travel experience. Israel is next on the agenda. After that where will it be – Australia, Costa Rica or the fjords of Norway??
Krista is a veteran insurance professional with substantial experience in helping small and large employers develop and implement their employee benefits program. She worked for Priority Health for over 23 years before joining the independent agent community in 2010 and has been employed at The Gremel Group since 2016.
Krista obtained her health insurance agent’s license in 1991 and earned her Bachelor’s Degree from Aquinas College in 1996 with a dual major in Business Administration and Communications. She has been a member of the National Association of Health Underwriters (NAHU) since the early 90’s and has held a variety of roles on the local West Michigan board since 2001 including serving as President in 2012. Krista has held various positions on the Michigan Association of Health Underwriters board including becoming President in 2016 and she earned the NAHU Benefit Account Manager Certification in 2018.
Krista and her husband are originally from Connecticut and they enjoy cooking and lake living at their home in Belding. Krista also loves attending area art shows, concerts and theater performances. She is a long-time member and supporter of the Grand Rapids Civic Theater.
Employee Benefits Manager
Mollie brought two years of experience in human resources and employee benefits to our team when she joined in May of 2019. Her prior “on the job” responsibilities have included such things as managing the employee onboarding process for a well-known West Michigan employer as well as Employee Benefits Portal administration for a public university.
Mollie has earned a Bachelors Degree in Human Resource Management as well as a certificate in Risk Management and Insurance from Ferris State University. She is passionate about helping employees and employers alike with their benefit and insurance options and she has taken on the responsibility of authoring Employee Benefits Guides for many of our clients.
While in college, Mollie was a part of several organizations and most notably the Ferris State University chapter of The Society for Human Resource Management (SHRM). She led the group as President for an academic year and is now a national SHRM member.
Outside of work Mollie enjoys spending time with her family and friends, reading and attending concerts. She has been a Grand Rapids resident for most of her life and likes taking her dog on walks to Riverside Park.